Mis-sold car finance claims - reclaim back £1,000s with us

If you were mis-sold car finance, you could be entitled to a significant refund. Our expert team helps you claim back any overcharged interest from your PCP or Hire Purchase agreement.

Thousands of drivers are due compensation for mis-sold car finance – find out if you're one of them today.

What are mis-sold car finance PCP claims?

Mis-sold car finance PCP (Personal Contract Purchase) claims arise when consumers are charged unfair interest rates or hidden commissions on their car finance agreements. This can happen when brokers or lenders fail to fully disclose their commissions or mislead customers about the terms of the contract.

If you believe you were not fully informed about the costs or charges when you took out your PCP agreement, you may be entitled to claim back the overpaid interest.

Who is eligible to claim?

You may be eligible to claim if you:

Purchased on a PCP or Hire Purchase agreement

before 28th January 2021

Were not fully informed about hidden commissions

or how they affected the interest rate on your finance agreement.

Have already paid off your finance agreement or are still paying

and believe you were overcharged on interest or fees.

Were misled about the terms of your agreement

including overinflated monthly payments or excessive charges.

Had a car, van, or motorbike financed through a broker or dealership

who did not disclose the full details of their commission structure.

Were given misleading advice about the best finance option

for your circumstances, leading to higher costs than necessary.

A recent survey revealed that nearly 1 in 4 car finance customers in the UK believe they have been mis-sold their agreements.

Frequently asked questions

If you think you’ve been mis-sold car finance, you probably have some questions. Here, we’ve answered the most common queries to help you.

Mis-sold car finance refers to situations where car finance agreements were sold unfairly or with hidden terms, such as undisclosed commissions or misleading information. This could result in overcharged interest rates or unsuitable agreements for the customer.

You may be eligible to make a claim if you purchased a car on a PCP or Hire Purchase agreement before 28th January 2021 and were not fully informed about hidden commissions or misleading terms that led to overcharged interest or fees.

If you were not properly informed about the full costs of your agreement, including commissions or charges, or if you feel you were misled into choosing a finance option that wasn’t right for your circumstances, you may have been mis-sold car finance.

The amount you could claim depends on your individual finance agreement, but many consumers have been able to reclaim significant amounts due to overcharged interest rates or hidden fees.

To begin your claim, simply contact us for a free assessment. We’ll review your agreement and help guide you through the process of submitting a claim for compensation.

Start your claim here

If you believe you were mis-sold car finance, you could be entitled to a significant refund. Our expert team is here to help you claim back overcharged interest or hidden fees from your PCP or Hire Purchase agreement, guiding you through the process with ease.

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